AI APPLICATIONS physiological or behavioural characteristics , provided will confirm a person ' s identity and unlock the service or account .”
As Adam Desmond , Sales Director EMEA at OCR Labs , explains , biometric authentication is leading the charge in the growing fight against identity fraud : “ Banks are already using AI-powered facial biometrics in conjunction with liveness detection to verify faces and documents .
“ But voice technology offers the next level up in powerful and convenient biometrics , with a critical role to play in improving anti-fraud defences . In fact , when combined with face biometrics , voice is one hundred times more powerful than face alone . In our experience , the combination of both voice and face biometrics makes the verification process almost impenetrable by fraudsters .”
A step further , into behavioural biometrics , can detect unusual patterns of behaviour to improve security , using what Briggs describes as a ‘ behavioural signature ’.
“When combined with face biometrics , voice is one hundred times more powerful than face alone ”
ADAM DESMOND SALES DIRECTOR EMEA , OCR LABS
“ Behavioural biometrics uses customers ’ digital breadcrumb trails , as well as how customers approach online logins , to effectively create a behavioural signature that fraudsters are hard-pressed to emulate . Implementing behavioural pattern analysis into continuous verification frameworks adds an additional layer of security that is difficult even for the most sophisticated fraudsters to crack .”
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