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UPSTART FOR LENDERS

FOUNDED: 2012 HEADQUARTERS: SAN MATEO, USA CEO: DAVE GIROUARD EMPLOYEES: ~ 1,200

Upstart for Lenders applies AI to modernise lending by improving borrower assessments beyond traditional credit scoring models. The platform supports banks and credit unions by increasing approvals while reducing risk exposure.

Using alternative data and automated decisioning, Upstart helps lenders deliver more inclusive financial access, enhance customer experiences and improve efficiency across personal and small business lending.

Its continuous learning models evolve alongside market conditions, enabling institutions to adapt quickly, meet regulatory expectations and drive sustainable growth through smarter, fairer credit strategies. Dave Girouard, CEO, Upstart for Lenders

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