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Zest

ZEST AI

FOUNDED: 2009 HEADQUARTERS: BURBANK, USA CEO: MIKE DE VERE EMPLOYEES: ~ 200

AI helps financial institutions improve credit decisioning through machine learning-driven underwriting and risk analysis. Its platform enables lenders to better assess borrower affordability, expand access to credit and strengthen regulatory compliance.

By automating complex modelling and approval processes, Zest AI supports faster, fairer and more profitable lending outcomes across the finance sector.

The company continues to advance responsible AI standards, working with regulators and partners to promote transparency, inclusivity, transformation and innovation across financial services worldwide. Mike de Vere, CEO, Zest AI

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Zest AI’ s LuLu, your lending intelligence companion

36 February 2026