AI Magazine August 2022 | Page 35

SC VENTURES

“ We want to be recognised as an industry leader . We want to be seen as a team that understands that technology excellence is a differentiator ”

THORSTEN NEUMANN CHIEF TECHNOLOGY OFFICER , SC VENTURES
Remaining competitive and encouraging fintech growth Staying abreast of the latest financial trends , Neumann and his team are able to bring proofs of concepts to life . While the bank ’ s branches are leading in this field , the digital transformation of new business models is advanced by SC Ventures as it looks to take the lead in fintech development .
“ We aim to be recognised as an industry leader . We want to be seen as a team that is trustworthy , that has delivered successfully on a number of ventures , and built strong partnerships to unlock value in our co-creations ,” says Neumann .
This technology excellence is something that SC Ventures is leveraging as it puts resources into new digital initiatives . efforts that assisted the Bank to continue to service its clients while socially distanced . A highlight during the lockdown was the rollout of an electronic signatures platform , enabling the global bank and its clients to digitally sign documents securely .
Neumann speaks about the visible progress being made at SC Ventures to launch new digital banks as part of its portfolio , but without detriment to Standard Chartered Bank ’ s traditional model . Discussing the two digital banks – one of them being Mox Bank based in Hong Kong , and new Trust Bank in Singapore – he explains that “ digibanks ” are the result of differentiating in an underserved segment and tailoring to the needs of the mass retail sector .
“‘ Why would you be doing this ?’ might be the first question that comes to mind . The purpose here is not to replace the traditional banks or cannibalise existing market share , but really to provide a platform for an alternative banking experience – one that ’ s more of a lifestyle-and-consumerorientated type of customer experience ,” Neumann explains , as he goes into detail about the new banking ventures .
Becoming more digital During the COVID pandemic , SC Ventures was quick to act on the pivotal transformation aimagazine . com 35